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What if you're 55 and your retirement plan hasn't quite worked out? You're still paying the mortgage. You still need to earn money. Your pension isn't quite where you'd hoped it would be. And retirement is suddenly starting to feel much closer than it used to. We're constantly told we should have started planning for retirement in our 20s. But that advice isn't particularly helpful when you're already in your 50s! Life happens. Families need supporting. Mortgages need paying. Circumstances chang
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