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The Downside of Retirement
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Why the IRS only taxes HALF of your Social Security #socialsecurity #medicare #retirement
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Social Security’s maximum retirement benefit for someone retiring at full retirement age in 2027 will be $4,188 per month, up from $4,152 in 2026. But that is NOT the maximum SSDI payment, and your actual Social Security Disability benefit depends heavily on your own earnings history. SSDI beneficiaries are also getting a 3.6% COLA for 2027. If you’re comfortable sharing, how much are you receiving each month in disability benefits?
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5 things that make a £250k retirement work: start at 4%, a 2-year cash buffer, a written crash rule, fees in pounds, and learn the process. Manage your own money with a method. Part 7/7 of my £250k retirement series. 👉 Want a proper investing process? Link in bio. Capital at risk. Education only, not financial advice. #retirement #investingprocess #investing #ukfinance #alpeshpatel
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5 retirement mistakes I see people make all the time, especially if you’re on Social Security. These come up in my comments and messages every week. None of them are rare, and most of them can cost you thousands of dollars. 1. Follow for tips. I post Social Security, Medicare and tax tips every day. Hit follow so you catch the ones that apply to you. 2. Missing divorce benefits. If your marriage lasted at least 10 years, you may be able to collect up to 50% of your ex-spouse’s full Social Securi
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The 4% rule was built around a 30-year retirement, and if you're retiring at 40, your money has to last a lot longer. A lot of early retirees plan around 3.25% to 3.5% instead, which means a bigger number. Healthcare is the other big one. If you retire before 65, you have to figure out your own health insurance, and that cost needs to be in your yearly expenses before you multiply by 25. This is also where Barista FIRE shines, since a part-time job can cover insurance and shrink your number at t
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Sometimes our cabin conversations go completely off the rails! 😂 We started out talking about the guy sitting next to us at dinner who made it VERY clear that he did not want to eat dog, and somehow that eventually turned into ChiChi getting some social media practice on her road to 1 million followers. 😂 I actually think she did pretty good, although remembering the names of her own social media accounts before I tell everybody to go follow her would probably be a good next step 😂 ChiChi is
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