Personal loans can be used for home repairs, medical bills and other unexpected expenses. But it can take up to a week for the money to appear in your account, especially if you're a new customer.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. With a high-yield savings account (HYSA), your money can ...

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Eric's career includes extensive work ...

Often, you have to wait for a card to arrive by mail before you can use your account. But in these cases, you can start immediately.