This would appear to be the upshot of a new report out of InsuranceQuotes.com, a subsidiary of personal finance website Bankrate.com (RATE). Says InsuranceQuotes.com (we'll call them "IQ" for short), ...

There's an old Irish blessing that says, "May you be in heaven a full half hour before the devil knows you're dead." But even if the devil doesn't know, the government does, as do insurance companies, ...

Most Americans have never heard about a private database, shared by insurance companies, which helps determine each customer's monthly rate. The database is called C.L.U.E., also known as the ...