Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

TROY, Mich.: 28 Oct. 2025 — Auto insurance rates have finally started to decline from the near-record highs of 2024, but customers are still feeling the sting of several years of sky-high insurance ...

TROY, Mich.: 11 June 2024 — With U.S. auto insurance rates up 11.2% on average during the past year—and insurers still losing an average of five cents on every dollar of premium they collect—sky-high ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

USAA and Progressive are highly rated in our analysis of the best car insurance companies. While both insurers have average annual rates that are lower than the national average, according to our rate ...

For decades, Consumer Reports has offered drivers an unwavering recommendation for saving money: Shop around regularly for car insurance, ideally once a year. It’s good advice, but easier said than ...

A car insurance deductible is a predetermined amount of money you pay toward a claim before your insurance chips in. A car insurance deductible is the amount you are responsible for before your auto ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Homeowners and car insurance have at least one thing in common — rising premiums. The average cost of auto insurance jumped 18% between June 2025 and June 2026, according to data from the insurance ...

Car storage insurance, also called comprehensive-only insurance, is a type of coverage that only pays for damage that happens when your car is stored. "Storing" you car means you aren't driving it for ...